Texas Home Surveys Explained: What Buyers and Sellers Need to Know

Texas Home Surveys Explained: What Buyers and Sellers Need to Know

When you buy or sell a home in Texas, one important part of the process is the survey. Many first-time buyers and even experienced sellers wonder: What exactly is a survey, who pays for it, and why is it necessary?

This guide breaks down everything you need to know about surveys in Texas real estate.


What Is a Survey in Real Estate?

A survey is a professional drawing of a property that shows:

  • The exact property boundaries and lot lines

  • Location of the home, garage, fences, and other improvements

  • Easements (such as utility lines or drainage access)

  • Encroachments (like a neighbor’s fence crossing onto your lot)

In simple terms: a survey confirms exactly what land you’re buying and how it can be legally used.


Who Pays for the Survey in Texas?

Surveys are a negotiable item in the Texas real estate contract.

  • If a seller has a recent, acceptable survey: They can provide it to the buyer at no cost.

  • If no survey is available: The party designated in the contract (buyer or seller) pays for a new one.

  • Cost: A standard residential survey in Texas usually ranges from $400 to $700, depending on lot size and complexity.


Why Is a Survey Necessary?

Surveys protect both buyers and sellers by clarifying:

  1. Boundaries – Ensures the buyer knows exactly what they’re purchasing.

  2. Encroachments – Identifies potential disputes with neighbors.

  3. Easements – Shows rights granted to utility companies or municipalities.

  4. Title Policy Requirements – Lenders and title companies often require a current survey before issuing a policy.

Without a survey, buyers could face boundary disputes, HOA violations, or costly legal issues after closing.


Common Issues That Surveys Uncover

  • A fence or driveway built over the property line

  • Easements limiting where you can build a pool or add an extension

  • A shed or patio slab encroaching on a neighbor’s yard

  • Missing or incorrect property boundary markers

These issues can delay closing — or even cause a deal to fall through.


Real-World Example

A buyer in McKinney purchases a home where the neighbor’s fence runs two feet over the property line. The survey reveals the encroachment before closing. The buyer, seller, and neighbor resolve it in writing, avoiding a future legal battle.


FAQs

How long does a survey take in Texas?
Most residential surveys are completed within 1–2 weeks.

Does the surveyor need access inside the house?
No. Surveys are done outside, measuring the land and improvements.

Can an old survey be reused?
Yes, if it is accurate, legible, and the title company accepts it. Often the seller must sign a T-47 affidavit confirming no changes have been made since the survey.


Final Takeaways

  • A survey is essential in Texas real estate to confirm boundaries, easements, and improvements.

  • Who pays is negotiable in the contract.

  • Costs typically range from $400–$700.

  • Issues revealed by surveys can affect property value and future use.


✅ Pro Tip from Logan Walter, Top 1% North Texas Realtor
Always ask early in the process whether a current survey exists. If not, negotiate clearly who will pay for a new one. A clean, accurate survey saves time, money, and legal headaches after closing.

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